Royalty Payment Policy

This Royalty Payment Policy forms part of the contractual framework between you and UMW Recordings Inc. (“UMW,” “we,” “our,” or “us”) and applies together with our Terms of Service, Distribution Agreement, Anti-Fraud Policy, Takedown Policy, Copyright / DMCA Policy, Refund Policy, Acceptable Use Policy, and any other applicable agreement, dashboard terms, written instruction, or policy accepted by you.

By using UMW’s services, uploading content, managing a catalog, requesting a royalty withdrawal, receiving royalty statements, or receiving payments through UMW, you agree to this Royalty Payment Policy.

This Policy applies to artists, labels, managers, distributors, catalog owners, white-label clients, business accounts, and any approved user or entity receiving royalties, balances, or related payments through UMW.

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1. Purpose of This Policy

This Policy explains how UMW receives, reviews, imports, reconciles, reports, holds, adjusts, and pays royalties generated through music distribution, digital service providers, stores, streaming platforms, download platforms, social platforms, content identification systems, licensing channels, and other monetization sources.

Royalty payments are subject to DSP reporting, platform confirmation, receipt of funds, internal reconciliation, fraud review, rights verification, account verification, payment processor availability, tax or compliance requirements, and the absence of unresolved disputes, claims, takedowns, chargebacks, clawbacks, reversals, or legal restrictions.

UMW does not generate royalty data in real time and does not control the reporting schedules, payment calendars, deductions, corrections, fraud actions, or royalty adjustments applied by DSPs, platforms, banks, payment processors, rights holders, or third-party partners.

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2. Royalty Reports

UMW provides royalty reporting based on data received from DSPs, stores, platforms, content identification systems, collection sources, licensing partners, and other third-party reporting channels.

Royalty reports may include, where available:

• DSP or platform name;
• reporting period;
• track, release, artist, label, or catalog information;
• territory;
• streams, downloads, uses, claims, views, or other monetized activity;
• gross reported amounts;
• deductions, commissions, taxes, fees, reversals, penalties, or adjustments;
• net payable balance.

Royalty reports depend on third-party data. UMW does not guarantee that DSPs or platforms will deliver complete, accurate, timely, or final reports. Reports may be corrected, delayed, rejected, adjusted, deducted, reversed, or clawed back by the applicable platform or payment source.

A royalty amount displayed in a dashboard, report, statement, or email is not final until it has been received by UMW, reconciled, cleared, reviewed, and made available for payout under this Policy.

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3. Royalty Reporting and Import Calendar

Royalty reporting does not happen immediately after streams, downloads, views, claims, or platform activity occur.

UMW generally follows this royalty processing sequence:

1. The platform reporting period closes.
2. DSPs, stores, platforms, or monetization partners prepare royalty reports.
3. DSPs, stores, platforms, or monetization partners send royalty data to UMW or its applicable reporting source.
4. Where applicable, the corresponding royalty funds are paid or made available to UMW.
5. UMW reviews, imports, reconciles, and verifies the reports.
6. UMW applies applicable deductions, fees, reversals, reserves, adjustments, fraud controls, compliance checks, and rights review.
7. Eligible balances are updated in the user account, dashboard, or statement.
8. Verified users may request withdrawal of available balances.
9. Approved payout requests are processed according to UMW’s monthly payout cycle.

As a general operational reference, UMW may review and import available royalty reports during the final part of the month, depending on when the data and funds are received, reconciled, and cleared.

Reporting dates are not guaranteed. Reports may be delayed when:

• DSPs or platforms deliver late reports;
• platform data is incomplete or under review;
• royalty funds have not yet been received or cleared;
• fraud checks are pending;
• account verification is incomplete;
• ownership or rights documentation is incomplete;
• payment processor review is pending;
• there are copyright, ownership, metadata, or royalty disputes;
• a DSP issues corrections, deductions, penalties, or clawbacks;
• UMW needs to conduct additional legal, compliance, or internal review.

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4. Royalty Payment Calendar

UMW generally processes eligible royalty payments on or around the 30th day of the following month, provided that all payout conditions have been satisfied.

A royalty payout may only be processed if:

• the royalty report has been received and imported by UMW;
• the corresponding funds have been received, reconciled, and cleared where applicable;
• the user account is verified;
• the minimum withdrawal threshold has been met;
• the payout request has been submitted correctly;
• the payout method is valid and approved;
• the payment information is complete and accurate;
• no fraud, copyright, ownership, DSP, platform, processor, banking, tax, legal, or compliance review is pending;
• no hold, freeze, reserve, offset, clawback, reversal, dispute, account restriction, or negative balance applies.

Payment dates are estimates and may change due to operational, banking, DSP, legal, compliance, processor, platform, holiday, or third-party delays.

If the 30th day falls on a weekend, bank holiday, payment processor closure, compliance review period, or operational delay, UMW may process the payout on the next available business day.

UMW is not responsible for delays caused by banks, PayPal, Payoneer, payment processors, intermediary banks, correspondent banks, receiving institutions, compliance reviews, currency conversion delays, sanctions screening, account restrictions, incorrect payment details, or incomplete information provided by the user.

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5. Available Balance

Only cleared and available balances may be eligible for payout.

A balance may appear as pending, estimated, unavailable, under review, reserved, blocked, suspended, adjusted, or held if the underlying royalties have not yet been fully received, reconciled, verified, or cleared.

UMW may delay or restrict payout where royalty data is incomplete, inconsistent, disputed, reversed, subject to clawback, affected by platform adjustments, connected to suspicious activity, or dependent on third-party confirmation.

A displayed balance does not create an unconditional right to immediate payment.

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6. Payment Methods

UMW may offer one or more of the following royalty payout methods:

• PayPal;
• Payoneer;
• bank transfer;
• other payout methods approved by UMW in writing or made available through the dashboard.

Availability of payout methods may vary by country, currency, account type, processor rules, banking restrictions, compliance requirements, tax requirements, sanctions screening, and UMW’s internal payment procedures.

UMW may add, remove, suspend, limit, or modify any payout method at any time for operational, financial, legal, compliance, fraud-prevention, banking, processor, or platform-related reasons.

Payment methods used to pay UMW for subscriptions, plans, setup fees, add-ons, or services are separate from royalty payout methods. A billing method available for purchasing UMW services does not guarantee that the same method is available for receiving royalties.

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7. Payment Details and User Responsibility

You are responsible for providing accurate, complete, valid, and updated payment information.

UMW is not responsible for failed, delayed, returned, rejected, misdirected, blocked, frozen, or lost payments caused by incorrect, outdated, incomplete, or unsupported payment information, including but not limited to:

• incorrect PayPal email;
• incorrect Payoneer account details;
• incorrect bank account number;
• incorrect beneficiary name;
• incorrect SWIFT, IBAN, routing, or intermediary bank details;
• mismatched account holder information;
• closed, restricted, frozen, blocked, or limited payment accounts;
• unsupported currencies or territories;
• receiving bank rejection;
• payment processor rejection;
• compliance or sanctions screening;
• incorrect tax or business information.

UMW may require that the payout account belongs to the same person, company, label, distributor, business, or authorized payee registered with UMW.

UMW may reject or delay payout requests where the payout destination does not match the verified account holder or where UMW cannot confirm that the recipient is authorized to receive the funds.

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8. Minimum Withdrawal Threshold

UMW may apply a minimum withdrawal threshold before a royalty payment can be requested or processed.

The applicable minimum withdrawal amount may be displayed in the dashboard, stated in the applicable agreement, or communicated by UMW in writing.

If your balance does not meet the minimum withdrawal threshold, the balance may be carried forward until the threshold is reached, unless otherwise required by law or approved by UMW in writing.

UMW may update minimum withdrawal thresholds based on payout method, country, currency, processor fees, bank costs, fraud risk, compliance requirements, or operational needs.

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9. Fees, Deductions, Taxes, and Currency Conversion

Royalty payments may be subject to deductions, including but not limited to:

• UMW commissions or service fees where applicable;
• DSP or platform fees;
• payment processor fees;
• bank fees;
• intermediary bank fees;
• currency conversion fees;
• chargebacks;
• tax withholding where applicable;
• negative balance offsets;
• fraud reversals;
• duplicate payment corrections;
• clawbacks or deductions imposed by DSPs, stores, platforms, or monetization partners;
• Content ID deductions, reversals, conflicts, or adjustments;
• third-party service fees or approved add-on costs.

If royalties are reported in one currency and paid in another, currency conversion may be applied using the applicable exchange rate provided by the DSP, bank, processor, payment provider, or UMW’s financial systems.

UMW is not responsible for exchange rate differences, processor conversion rates, intermediary deductions, receiving bank fees, or charges applied after funds leave UMW.

You are responsible for your own taxes, declarations, invoices, accounting obligations, and any tax reporting required in your country or jurisdiction.

UMW may request tax information before releasing payments and may withhold taxes where required by law, payment processor rules, platform requirements, or applicable regulations.

Failure to provide required tax information may result in payment delays, payment restrictions, or payment suspension.

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10. Mandatory Verification

UMW may require account, identity, business, tax, payment, rights, and catalog verification before releasing royalties.

Verification may be required during onboarding, before the first payout, before any payout, after suspicious activity, after payment method changes, after account changes, during fraud review, after a dispute, after a takedown, or whenever UMW reasonably determines that additional verification is necessary.

UMW may request documents including but not limited to:

• government-issued identification;
• business registration documents;
• tax information;
• payment account ownership proof;
• bank account confirmation;
• PayPal or Payoneer account confirmation;
• artist authorization;
• label authorization;
• distributor authorization;
• company authorization;
• catalog ownership documentation;
• master rights documentation;
• split sheets;
• producer agreements;
• featured artist agreements;
• license agreements;
• sample clearance documentation;
• beat licenses;
• remix authorizations;
• publishing or administration documents;
• Content ID authorization;
• copyright registration certificates, where available;
• takedown, counter-notice, or dispute-related documents;
• marketing or playlist campaign records;
• any other document reasonably required to verify ownership, authorization, payment eligibility, or compliance.

Failure to provide requested documentation may result in delayed payments, suspended payments, royalty holds, account restrictions, catalog takedowns, disabled payout access, or termination of services.

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11. Royalty Holds, Freezes, Reserves, and Payment Suspension

UMW may hold, freeze, reserve, delay, restrict, offset, suspend, or withhold royalty payments in whole or in part where reasonably necessary.

Causes may include, but are not limited to:

• suspected streaming fraud;
• artificial streaming activity;
• bot activity;
• stream farms;
• playlist manipulation;
• click fraud;
• abnormal consumption patterns;
• DSP fraud flags;
• content matching issues;
• duplicate content issues;
• copyright claims;
• DMCA notices;
• ownership disputes;
• publishing disputes;
• split disputes;
• sample clearance issues;
• unauthorized use of beats, loops, vocals, instrumentals, remixes, samples, or third-party content;
• metadata fraud or misrepresentation;
• false artist, label, distributor, or rights holder information;
• impersonation or fake artist profiles;
• Content ID conflicts;
• duplicate claims;
• payment processor review;
• banking review;
• chargebacks;
• refund abuse;
• sanctions, AML, KYC, or compliance screening;
• legal demands, subpoenas, court orders, administrative requests, or regulatory requests;
• unresolved takedowns;
• DSP investigations;
• platform enforcement actions;
• negative account balance;
• duplicated royalty payments;
• accounting errors;
• reporting errors;
• breach of UMW’s Terms, policies, or agreements.

UMW may continue holding royalties until the issue is resolved, the risk is cleared, the required documents are received, or the relevant DSP, platform, payment processor, bank, rights holder, legal authority, or internal review process confirms that payment may proceed.

UMW is not required to release royalties that are generated, attributed, reported, reversed, withheld, rejected, penalized, disputed, suspended, or clawed back because of fraud, rights misrepresentation, copyright issues, payment abuse, platform action, legal process, or compliance concerns.

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12. DSP Clawbacks and Platform Adjustments

DSPs, platforms, stores, social platforms, content identification systems, licensing sources, and other monetization partners may retroactively deduct, reverse, withhold, penalize, or adjust royalties.

These deductions may occur due to:

• streaming fraud;
• invalid activity;
• artificial streams;
• duplicate claims;
• content ownership disputes;
• incorrect reporting;
• technical errors;
• platform audits;
• territorial adjustments;
• tax adjustments;
• royalty recalculations;
• monetization reversals;
• copyright disputes;
• Content ID conflicts;
• takedowns;
• penalties imposed by DSPs or platforms;
• payment processor or banking reversals.

If a DSP, platform, store, monetization partner, bank, or payment provider applies a clawback, deduction, reversal, penalty, or adjustment, UMW may deduct the corresponding amount from your current or future royalty balance.

This may apply even if the royalties were previously reported, displayed in the dashboard, invoiced, requested, approved, or paid.

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13. Fraud Reversals

If royalties are generated from activity that is later determined, flagged, or reasonably suspected to be fraudulent, artificial, unauthorized, manipulated, or non-compliant, UMW may reverse, deduct, withhold, offset, or recover those royalties.

Fraud reversals may apply even if the royalties were previously reported, displayed in the dashboard, invoiced, requested, approved, or paid.

UMW may also take further action, including:

• suspending the release;
• removing the catalog;
• disabling payment access;
• restricting the account;
• notifying DSPs or platforms;
• preserving evidence;
• applying offsets;
• terminating the account;
• seeking recovery of funds where permitted.

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14. Duplicate Payments and Overpayments

If UMW issues a duplicate payment, overpayment, mistaken payment, payment sent to the wrong recipient due to user error, or payment based on incorrect reporting, the recipient must return the excess or incorrect amount upon request.

UMW may recover duplicate or incorrect payments by:

• deducting the amount from future royalties;
• applying an offset to the account balance;
• requesting direct repayment;
• suspending future payouts until the balance is corrected;
• reversing the payment where possible;
• taking any other action permitted under the applicable agreement or law.

The user agrees to cooperate with UMW in correcting payment errors and returning any amount not properly owed.

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15. Negative Balances

An account may enter a negative balance due to clawbacks, fraud reversals, chargebacks, refunds, processor fees, DSP deductions, platform penalties, duplicate payments, reporting errors, payment errors, or other adjustments.

If an account has a negative balance, UMW may apply future royalties to reduce or clear the negative balance before issuing any further payment.

UMW may also require repayment if the negative balance is not cleared through future royalties within a reasonable period.

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16. Reporting Errors and Corrections

Royalty reports are subject to correction.

UMW may correct reports or balances when errors are identified by UMW, DSPs, platforms, stores, payment processors, partners, auditors, rights holders, or other reporting sources.

Corrections may increase or decrease the reported balance.

A royalty amount displayed in the dashboard, statement, report, or email does not guarantee that the amount is final, payable, cleared, or free from future adjustment.

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17. Ownership and Rights Disputes

UMW may hold or suspend royalties when there is a dispute involving ownership, authorization, copyright, master rights, publishing rights, splits, label authority, artist authority, producer rights, featured artist rights, sample clearance, Content ID claims, catalog control, or any other rights-related issue.

UMW may require the parties to provide documentation proving their rights and payment entitlement.

UMW is not required to decide private ownership disputes between artists, labels, producers, managers, distributors, publishers, collaborators, or third parties.

Where appropriate, UMW may continue holding disputed royalties until the parties provide:

• a signed settlement agreement;
• a written authorization signed by all relevant parties;
• a court order;
• an arbitration decision;
• verified ownership documents;
• updated split instructions;
• other documentation acceptable to UMW.

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18. Audits and Internal Review

UMW may audit accounts, releases, tracks, metadata, royalty reports, payment requests, DSP activity, ownership documents, fraud signals, payment history, and related records.

Audits may be conducted manually, automatically, internally, or with support from external providers, DSPs, platforms, payment processors, rights holders, legal teams, or forensic review providers.

During an audit, UMW may hold payments, request documents, restrict access, delay payouts, preserve records, review takedowns, or suspend account activity where reasonably necessary.

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19. Review Periods

Standard payout reviews may take several business days after a valid payment request and complete verification.

Enhanced reviews may take longer depending on the nature of the issue.

As a general reference:

• standard payment review may take 5 to 15 business days;
• enhanced fraud, rights, or compliance review may take 15 to 30 business days;
• complex DSP, legal, copyright, ownership, banking, processor, or forensic reviews may take longer.

Review periods are estimates only and may be extended when third-party confirmation, legal review, additional documentation, bank review, processor response, DSP feedback, or rights holder confirmation is required.

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20. Documents Required to Unlock Payments

To release a held, frozen, delayed, suspended, or restricted royalty payment, UMW may require one or more of the following:

• valid identification;
• business registration documents;
• tax forms or tax information;
• proof of payment account ownership;
• bank confirmation letter or statement;
• PayPal or Payoneer ownership confirmation;
• artist authorization form;
• label authorization form;
• distributor authorization;
• master ownership documentation;
• copyright ownership documentation;
• split sheet;
• producer agreement;
• featured artist agreement;
• sample clearance;
• beat license;
• remix authorization;
• publishing administration documents;
• Content ID authorization;
• takedown or counter-notice documents;
• settlement agreement;
• court order;
• written confirmation from all rights holders;
• explanation of suspicious activity;
• marketing campaign records;
• advertising records;
• playlist promotion documentation;
• any other document reasonably required by UMW.

UMW may refuse to release payment if the documents are incomplete, inconsistent, unverifiable, fraudulent, altered, expired, or insufficient.

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21. Payment Processor and Banking Delays

Payments may be delayed, rejected, frozen, reversed, returned, or reviewed by banks, PayPal, Payoneer, payment processors, intermediary banks, correspondent banks, receiving institutions, or compliance systems.

UMW is not responsible for delays, deductions, rejections, holds, or losses caused by third-party financial institutions, payment providers, incorrect user information, blocked accounts, restricted territories, sanctions screening, fraud controls, currency conversion issues, intermediary banks, receiving bank requirements, or processor rules.

If a payment is returned to UMW, UMW may request updated payment details before reissuing the payment. Additional fees may apply.

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22. No Payment While Account Is Restricted

UMW may suspend royalty payments while an account is suspended, restricted, under investigation, terminated for cause, or subject to unresolved compliance, fraud, legal, copyright, ownership, banking, processor, or DSP review.

Termination, closure, or cancellation of an account does not automatically remove holds, offsets, clawbacks, negative balances, fraud reviews, payment restrictions, reserves, or documentation requirements.

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23. Set-Off and Recovery Rights

UMW may offset any amount owed by you to UMW against royalties or other amounts payable to you.

This includes, but is not limited to:

• unpaid fees;
• chargebacks;
• refunds;
• DSP clawbacks;
• fraud reversals;
• duplicate payments;
• overpayments;
• negative balances;
• processor fees;
• legal or enforcement costs where permitted;
• damages caused by breach of UMW’s Terms, policies, or agreements.

UMW may apply set-off against current or future royalty balances, payout requests, reserves, credits, or other amounts payable through UMW.

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24. White Label, Label, Distributor, and Business Accounts

For white-label, enterprise, distributor, label, or business accounts, payout rules may depend on the applicable written agreement.

Where UMW pays a direct business customer, that customer may be responsible for paying its own artists, labels, clients, collaborators, users, or downstream payees unless UMW has separately agreed in writing to handle direct payout operations.

UMW is not responsible for payment obligations between a white-label customer, label, distributor, manager, or business account and its own users, artists, clients, collaborators, or third parties unless UMW has expressly accepted that responsibility in a signed written agreement.

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25. Final Payment After Termination

If your account is closed, terminated, suspended, or no longer active, UMW may continue to process final royalty reports and payments subject to this Policy.

Final payments may be delayed, reserved, offset, or withheld if:

• DSPs have not completed final reporting;
• royalty funds have not been received or cleared;
• fraud review is pending;
• clawbacks may still apply;
• catalog takedowns are incomplete;
• ownership disputes remain unresolved;
• copyright or Content ID conflicts remain open;
• negative balances exist;
• payment information is incomplete;
• tax or verification information is missing;
• legal or compliance issues remain open.

UMW may retain reasonable reserves where necessary to cover expected clawbacks, deductions, disputes, chargebacks, refunds, processor actions, legal claims, or future platform adjustments.

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26. No Guarantee of Royalties

UMW does not guarantee that any release, track, artist, label, catalog, account, claim, or monetization activity will generate royalties.

Royalties depend on DSP acceptance, platform availability, user activity, territory, monetization eligibility, copyright status, rights clearance, reporting accuracy, payment receipt, platform rules, fraud controls, tax treatment, and other third-party factors outside UMW’s direct control.

A release being live on a platform does not guarantee monetization, reporting, or payment.

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27. Updates to This Policy

UMW may update this Royalty Payment Policy from time to time for legal, operational, financial, DSP, processor, compliance, fraud-prevention, platform, or business reasons.

The updated version will be effective when posted on UMW’s website, published in the dashboard, or otherwise communicated to users.

Continued use of UMW’s services after an update means you accept the revised Policy.

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28. Contact

For royalty payment questions, verification requests, payout issues, payment holds, or royalty documentation, contact:

UMW Recordings Inc.
Royalty & Payment
Email: finance@umwrecordingsinc.com

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